how to do monthly personal bills on excel

Rent varies in a similar way based on where you live geographically. A 15-year loan for the same amount at a 5.8% interest rate (the current national average for 2022) would cost $3,441 per month. Assuming a national average loan size of just over $413,000, a 30-year loan at a 6.59% interest rate (the current national average for 2022) would cost $2,635 per month. When it comes to a home loan, interest rates and the length of the mortgage also have a powerful effect on your monthly mortgage payments. Cost-of-living calculators can help you adjust your budget estimates based on your location. For example, the median home value in 2022 is $480,275 in New Jersey, but $213,360 in Ohio. Housing and rental costs will vary significantly depending on where you live. 20 Common Monthly Expenses to Include in Your Budget 1. To help you get started, we’ve assembled a list of 20 common things to include in a monthly budget, along with an average amount for each one that you can use as an initial benchmark. Underestimating or missing an expense can throw your whole spending strategy off balance, so it’s a good idea to explore some budgeting norms. If you prefer using a spreadsheet, Google offers a free to-do list tracker template for Google Sheets.Whether you’re creating a new monthly budget or refreshing an old one, you’ve probably noticed how important (and difficult) it is to get your monthly expenses right. You can easily make such a list in Google Keep, Evernote, or Apple Notes. If your bills are simple, but you want peace of mind that you won’t forget to pay any of them, you could put them on a simple to-do list. Learn more | Open in Google Sheets | Download for Excel Bonus: Use This Simple To-Do List Spreadsheet for Bill Tracking This very simple template is a good place to start for building your own custom bill tracking spreadsheet. Learn more | Download for Excel Bill Tracking Spreadsheet Starter Template This bare-bones bill payment checklist for Microsoft Excel is easily customized and prints nicely. View the Monthly Budget Template Simple Bill Pay Schedule Spreadsheet from Excel Templates Bar graph visualizations are a nice feature of this template.

Google offers a free Monthly Budget tracker that can easily be adapted for tracking bills. Open in Google Sheets | Download for Excel Customizable Monthly Budget Tracker Monthly Budget Tracker from Google On the bill tracker spreadsheet page on, you can also download a free PDF version of this checklist. This simple, printable spreadsheet helps you organize your list of bills, then print a copy to use in your budget planner. Bill Tracker Worksheet from Vertex42 Vertex42 Bill Tracker Template

How to do monthly personal bills on excel